Colorado Loan Products

  • Debt Service Coverage Ratio Loans. For investment purchase or refinance. No tax return required. If the rent is equal to the monthly mortgage payment, you qualify. From $100,000 to $3 million. Residential and commercial properties qualify. 80% loan to value.
  • FHA — including 203k construction loans both streamline and standard size, no credit score loans, lender pays most of closing costs. Hundreds of closed FHA purchase loans funded.
  • VA — fully approved to offer VA, no down payment, very low rates, lender pays most of closing costs, no finder’s fee for the disabled vet
  • Conventional — as little as 3% down payment, very low rates
  • USDA — no down payment, eligibility based on each individual address
  • Cannabis Real Estate Loans — Cannabis related income is ok, residential or commercial, dispensary or grow facility.
  • Non Prime Loans — no tax returns, ITIN, Banks Statement Loans, Low Credit Scores, Interest Only Payments and many more
  • Buy Before You Sell – Our lender will allow you to buy a new property without selling your current property. 
  • Cross Collateral 2 or more properties in one loan, one note, one payment.
  • Down Payment Assistance – Approved with CHFA (Colorado Housing and Finance Authority)
  • CHAC (Colorado Housing Assistance Corporation)
  • Now offering second mortgages and home equity lines of credit.